Pavillon Sévigné

Vichy | Auvergne-Rhône-Alpes

The Whisper of

City Buzz

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Pierre Changarnier Immobilier

Presented At

€810,000

Bedrooms

Bathrooms

Pavillon Sévigné, Vichy, Auvergne-Rhône-Alpes, France. - Photo 1

Pavillon Sévigné, Vichy, Auvergne-Rhône-Alpes, France. - Photo 2

Pavillon Sévigné, Vichy, Auvergne-Rhône-Alpes, France. - Photo 3

Pavillon Sévigné, Vichy, Auvergne-Rhône-Alpes, France. - Photo 4

Pavillon Sévigné, Vichy, Auvergne-Rhône-Alpes, France. - Photo 5

Pavillon Sévigné, Vichy, Auvergne-Rhône-Alpes, France. - Photo 6

Pavillon Sévigné, Vichy, Auvergne-Rhône-Alpes, France. - Photo 7

Pavillon Sévigné, Vichy, Auvergne-Rhône-Alpes, France. - Photo 8

Pavillon Sévigné, Vichy, Auvergne-Rhône-Alpes, France. - Photo 9

Pavillon Sévigné, Vichy, Auvergne-Rhône-Alpes, France. - Photo 10

Pavillon Sévigné, Vichy, Auvergne-Rhône-Alpes, France. - Photo 11

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Pavillon Sévigné

Vichy | Auvergne-Rhône-Alpes

Pavillon Sévigné, Vichy, Auvergne-Rhône-Alpes, France. , Vichy , Auvergne-Rhône-Alpes

Prestigious apartment with balcony in the heart of Vichy.

Located on the top floor of the Pavillon Sévigné, an iconic building in the city, this spacious apartment offers 296.77 m² of living space according to the Carrez law and features a large west-facing balcony. It comprises an entrance hall, a 75.06 m² living room with a fireplace, an office of 22.52 m², a dining room of 15.14 m², a fully equipped kitchen of 10.82 m², a laundry room of 5.55 m², and a guest WC with a washbasin. A hallway leads to four bedrooms, each with its own bathroom and WC. Bedroom 1 is 22.10 m² with a fireplace, its own bathroom, and a separate WC. Bedroom 2 is 18.52 m² with a dressing room and its own bathroom. Bedroom 3 is 17.44 m² with its own bathroom. Bedroom 4 is 26.70 m² with a fireplace and balcony, its own bathroom, and a dressing room. Central heating with city gas and radiators with individual controls. The office, living room, and the first two bedrooms open directly onto the very pleasant 34 m² balcony and the charming gardens of the co-ownership. Additionally, there is a covered parking space, a first cellar of 21 m², and a second vaulted cellar of 39 m². The co-ownership comprises 36 lots. Monthly charges: €648 per month. Former residence of the Marquise de Sévigné in 1676 and 1677, then transformed in 1905 into a superb four-star hotel, the building is today one of the most beautiful in Vichy. An extremely rare property on the market. The price includes 5% agency fees payable by the buyer. Price excluding fees: €771,428.

Gallery

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Property Location

Pavillon Sévigné, Vichy, Auvergne-Rhône-Alpes, France., Vichy Auvergne-Rhône-Alpes

Local Weather & Climate

Vichy, Auvergne-Rhône-Alpes

Current Conditions Updated recently

51 °F

Broken clouds

Feels Like 49°F

Humidity 78%

Wind 3 mph

Visibility 6.2 mi

Sunrise 6:13 AM

Sunset 5:41 PM

5-Day Forecast

Sun 8 Mar

Clouds

High 51°

Low 51°

Mon 9 Mar

Clouds

High 59°

Low 40°

Tue 10 Mar

Clouds

High 59°

Low 47°

Wed 11 Mar

Clouds

High 58°

Low 43°

Thu 12 Mar

Clouds

High 58°

Low 40°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Vichy?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

€

Down Payment

€100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (France)

€0 Est. First Year Interest Deduction

€0 Est. Annual Tax Savings

*PTZ eligibility depends on income, location, and property type. Investment property interest is fully deductible against rental income.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for France. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on France tax year 2025 (fiscal year: January-December), rules effective from 2024. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$810,000

Pavillon Sévigné, Vichy, Auvergne-Rhône-Alpes, France.

Vichy, Auvergne-Rhône-Alpes

4 Beds

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Market Opinion

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Our perspective on current market conditions in Vichy. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

France offers strong property rights and legal protections for buyers

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $81,000,000 20% down ($16,200,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$6,960/day

Your home may appreciate while you sleep

$48,856/week $211,709/mo $2,540,514/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$44.6M

+$64.1M

$64.1M Potential Equity

vs $44.6M lost to rent over 10 years

$16.2M Down Payment Growth

10yr

$64.1M

8.1x

20yr

$131.6M

12.6x

30yr

$204.6M

Wealth Comparison

×487

Equivalent to 487 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $204.6M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $95.4M +18%

Market $110.3M +36%

Optimistic $127.3M +57%

$64.1M est. equity

20 Years

Conservative $112.3M +39%

Market $150.2M +85%

Optimistic $200.0M +147%

$131.6M est. equity

30 Years

Conservative $132.3M +63%

Market $204.6M +153%

Optimistic $314.4M +288%

$204.6M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Pavillon Sévigné, Vichy, Auvergne-Rhône-Alpes, France have?

This apartment at Pavillon Sévigné, Vichy, Auvergne-Rhône-Alpes, France features 4 bedrooms.

What is the listing price for Pavillon Sévigné, Vichy, Auvergne-Rhône-Alpes, France?

This property is listed at $81,000,000.

Is now a good time to buy a home in Vichy?

Based on current market indicators, Vichy shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is Pavillon Sévigné, Vichy, Auvergne-Rhône-Alpes, France?

This is a apartment located in Vichy, Auvergne-Rhône-Alpes. The property is situated in an established neighborhood with convenient access to local amenities and services.